0330 174 6768 enquiries@salsac.co.uk

What Is Salary Sacrifice Motor Insurance?
Salary Sacrifice Motor Insurance gives employees access to comprehensive vehicle coverage through a fixed, pre-tax salary deduction. It’s a cost-effective, tax-efficient solution that not only safeguards employees’ cars but also helps the company reduce risks associated with uninsured or incorrectly insured vehicles.
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Key Considerations​
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Paid directly from the employee's gross salary, reducing taxable income
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Easy to manage with automated quoting
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All-inclusive cover with no hidden charges
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Fixed Fee for duration of the term
Why Add it to Your SalSac Scheme?

By including Motor Insurance in your salary sacrifice scheme, you offer more than just savings, you give employees peace of mind and administrative simplicity.
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Benefits
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Strengthens your benefits package and aids retention
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Simplifies fleet and insurance management
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Predictable, fixed insurance costs throughout the term​
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Lower taxable income
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Comprehensive cover included
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No price increases during the agreement term
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Low Excess
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How Salary Sacrifice Car Insurance Works
Getting started with Salary Sacrifice Motor Insurance is simple. After employers join, SalSac introduce the business to our Partner Lloyd Latchford. Once accepted, employees are quoted automatically through our system.
Here’s how it works:
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​Sign Up to SalSac​
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SalSac Introduce the business to Lloyd Latchford
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Lloyd Latchford & Aviva Accept the Business
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Automatic Personalised Quotes are Generated
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When delivery is confirmed, SalSac inform Lloyd Latchford
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Employee receives documents
Why Choose SalSac & Lloyd Latchford
Choosing Salary Sacrifice Motor Insurance through Lloyd Latchford provides employees with reliable, comprehensive car cover that is simple to manage and cost-effective.
Premiums are calculated based on the youngest driver, meaning that adding older, more experienced drivers does not increase the cost. All premiums are deducted directly through payroll, eliminating administrative hassle and ensuring a seamless, automated process for both employers and employees.
The insurance provides continuous protection for the full term of the agreement, with fixed premiums, giving employees peace of mind and financial certainty.
With decades of experience, Lloyd Latchford delivers tailored motor insurance solutions with clear terms, dependable coverage, and expert support whenever it’s needed. By combining convenience, transparency, and trusted protection, this ensures that both employees and employers can manage motor insurance easily, confidently, and without surprises.
