0330 174 6768 enquiries@salsac.co.uk
Salary Sacrifice Car Insurance
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At SalSac, we provide the option to include Fixed-Fee Motor Insurance as part of your Salary Sacrifice Vehicle Agreement. This insurance offers a simple, predictable, and convenient way to manage your vehicle cover, with premiums deducted automatically from your monthly salary.
Unlike traditional car insurance, which often fluctuates annually due to factors such as market conditions, claims history, or age-related risk adjustments, the SalSac Fixed-Fee Insurance remains constant for the entire duration of your agreement. This means that if your insurance premium is set at £80.00 per month in the first month of your lease, it will remain at that exact rate until the end of your Salary Sacrifice term, providing long-term cost stability and peace of mind.
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Key Features and Benefits
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Fixed Premium: Your monthly insurance cost is locked in for the full lease term, with no annual renewals or premium increases.
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Convenient Payments: Premiums are automatically deducted through your Salary Sacrifice arrangement, ensuring seamless management and no separate insurance bills.
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Comprehensive Cover: The policy provides full motor insurance protection for the leased vehicle throughout the agreement period.
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Additional Named Drivers: You may include your spouse or up to two additional named drivers on your policy, offering flexibility for household or shared vehicle use.
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Fair Adjustment Policy: The premium will only increase if any additional drivers are younger than the primary contract holder, reflecting the associated risk adjustment.
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Continuous Protection: Your insurance cover remains active for the entire lease duration, provided salary deductions and policy conditions are maintained.
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​​​​Fully Fitted Home Charger
As all of the vehicles available through the Salary Sacrifice Scheme are all-electric or plug-in hybrid models, SalSac is pleased to offer the option of a fully fitted home electric vehicle (EV) charger as part of your package.
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By including the cost of the home charger installation within your salary sacrifice arrangement, you not only benefit from the convenience of home charging but also achieve additional savings on Income Tax and National Insurance contributions. This makes your Salary Sacrifice arrangement even more cost-effective while eliminating the need for any large upfront payments for the purchase and installation of a charge point.
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Key Features and Benefits
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Fully Installed Home Charger: Professional supply and installation of an approved EV charge point at your residential address, ensuring your vehicle can be conveniently charged at home.
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Inclusive Monthly Cost: The cost of the charger and installation is incorporated into your monthly salary sacrifice deductions, spreading the cost over the term of your lease.
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Tax and NI Savings: Because the charger is included in your Salary Sacrifice agreement, you can make further savings on Income Tax and National Insurance, increasing the overall financial benefit of your EV arrangement.
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No Upfront Payment: Avoid the significant one-time expense typically associated with purchasing and installing a home charger, the cost is managed efficiently through your salary deductions.
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Professional Installation: The installation is carried out by qualified engineers in accordance with industry standards and safety regulations, ensuring optimal performance and compliance.
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Seamless Timing: Installation of the home charger is typically arranged around two weeks before the delivery of your new lease vehicle, ensuring your charger is ready for immediate use upon arrival.​